My advice: save for retirement early and often and fund multiple goals concurrently instead of consecutively- https://finance.yahoo.com/news/m-financial-expert-no-1-180116347.html
A 401(k) is one of the best and most powerful ways to save for retirement — but it’s easy to get it wrong. There’s an incredibly common misstep that can cost you tens — or even hundreds — of thousands of dollars by the time you retire. It’s not how much you make, how you invest or even which plan you choose. Read Next: How To Protect Your 401(k) From a Stock Market Crash Discover Next: How Far $750K Plus Social Security Goes in Retirement in Every US Region The fact is, that too many Americans lose money saving in their 401(k) for their retirement — because they just wait too long to start. Not Enrolling Earlier The biggest advantage of a 401(k) comes from starting early. That’s why waiting even a few years can seriously reduce how much you’ll have in retirement. Many employers offer 401(k) plans, but they don’t enroll you automatically — you have to sign up yourself. And if you put this off, you’re missing priceless time in which your money could be growing. “In my opinion, the n...